Foreign currency

Before travelling to another country, ALWAYS check what currency is used there. Some countries (especially Eastern European)use currencies which are not always readily available at the bank, and so you would need to order them if you intend to exchange money before flying to your destination.

However you can go fly in the country with a common currency such as EURO, Sterling or Dollar and exchange it in the country you will be visiting. Always be a bit wary when exchanging at the airport. Normally the exchange rate used there would not be that favourable. Best thing is to exchange just enough to get you by for the first night/day, and then exchange more later.

Important to note: It is ALWAYS wise to 'shop' around for foreign exchange bureaus to always choose the most favourable rates for you. Always ask whether you are going to be charged a commission fee. Most do not...but some charge it as a hidden cost, and you'd end up with less money in you wallet than you hoped for.

Sometimes (especially if the holiday is short e.g. a weekend break) it might be easier to use a credit card and avoid the hassles of having to exchange money at the beginning of the holiday and changing them back at the end (unless you intend to return to that country in the near future). However keep in mind, that you would always need to exchange some money, as certain shops do not accept credit cards for small purchases (e.g. groceries or take-out food)